Today’s health insurance plans can be confusing to navigate but many policies have what is called an “out-of-network” benefit. Services may be covered in part or in full by your health insurance or employee benefit plan. Some plans help reduce the cost of therapy by covering approximately 50% to 80% of your therapy fee.

Please check your coverage carefully by asking the following questions:

•    Do I have mental health benefits and does my plan have “out-of-network” benefits?

•    What is my deductible and has it been met?

•    How many sessions per calendar year does my plan cover?

•    What is the percentage of coverage based on the fee per session for an out-of-network provider?  This is partially determined by the procedural code for the type of therapy session you will be having.  I can provide you with this code prior to checking your benefits.

•    Is approval required from my primary care physician? It is the client’s responsibility to pay for each session on the day of your appointment. A statement will be provided on a monthly basis to submit to your insurance company for reimbursement.